Tin tức

Công ty Tài chính TNHH Ngân hàng Việt Nam Thịnh Vượng SMBC (FE CREDIT) xin thông báo đến Quý Khách hàng về việc cập nhật Điều khoản và Điều kiện phát hành, sử dụng thẻ tín dụng và cấp tín dụng qua thẻ. Những điều chỉnh này sẽ chính thức có hiệu lực từ ngày 07/01/2025 (cho đến khi có thông báo mới).

 

Bền bỉ trong sứ mệnh dẫn vốn tiêu dùng, FE CREDIT không chỉ trụ vững qua nhiều biến động mà còn duy trì vị thế dẫn đầu, minh chứng qua những giải thưởng uy tín. Điều đó cho thấy khả năng thích ứng linh hoạt, chiến lược đúng đắn và cam kết phát triển bền vững trong ngành tài chính tiêu dùng tại Việt Nam.

Ứng dụng FE ONLINE 2.0 mang đến giải pháp toàn diện, giúp Quý Khách hàng quản lý mọi khoản vay hay thẻ tín dụng của mình một cách dễ dàng, tin cậy và tiết kiệm thời gian.

Sau quá trình tái cấu trúc toàn diện với sự hậu thuẫn từ hai định chế tài chính hàng đầu trong nước và quốc tế là VPBank và SMBC, FE CREDIT đã định hình lại mô hình tăng trưởng theo hướng bền vững và kiểm soát rủi ro tốt hơn. Công ty cho thấy sự cải thiện rõ rệt về các chỉ số tài chính, với 5 quý liên tiếp có lợi nhuận dương.

Hiện nay, các chiêu trò lừa đảo ngày càng gia tăng, biến tướng khó lường, từ giả mạo cơ quan chức năng, công ty tài chính đến dẫn dụ “cầm cố” tài khoản mạng xã hội... nhằm chiếm đoạt tài sản, thông tin cá nhân hay lừa đảo vay tiền khi người dân có nhu cầu tài chính cấp bách.

Ngày 20/09/2019, FE CREDIT đã được Ngân hàng Nhà nước Việt Nam (NHNN) chấp thuận thành lập thêm 11 văn phòng đại diện (VPĐD) tại 11 tỉnh, thành phố trên cả nước theo công văn 7447/NHNN-TTGSNH.

Khi cân nhắc lựa chọn vay tiêu dùng tín chấp, không ít người vay sẽ đối mặt với nhiều băn khoăn như có nên vay hay không, nên chọn sản phẩm nào, liệu khả năng trả nợ có đảm bảo... Bên cạnh lợi ích mang đến giải pháp tài chính linh hoạt, đáp ứng đa dạng nhu cầu thì vay tiêu dùng tín chấp còn là cam kết trách nhiệm về nghĩa vụ thanh toán trong tương lai.

Nhằm mang đến sự thuận tiện và chủ động hơn cho Quý Khách hàng trong việc thanh toán khoản vay và thẻ tín dụng, FE CREDIT trân trọng thông báo danh sách các kênh thanh toán chính thức đang được áp dụng kể từ ngày 20/06/2025 như sau:

Zalo Official Account (Zalo OA) là một trong những kênh thông tin chính thức của FE CREDIT, được xây dựng nhằm mang đến cho Quý Khách hàng trải nghiệm tài chính tiện lợi, an toàn và linh hoạt ngay trên nền tảng Zalo – ứng dụng nhắn tin phổ biến hàng đầu tại Việt Nam.

At the recent "Cashless Day 2025" event held in Ho Chi Minh City, FE CREDIT made a strong impression with its modern digital experience space, especially through the financial multifunction app named FE ONLINE 2.0. The app attracted thousands of visitors thanks to not only its smooth and convenient user experience, but also its wide range of financial products and advanced features, all in one platform. Therefore, FE CREDIT continued to reinforce its pioneering role in financial technology transformation and contribute to the promotion of smart living and modern spending in the digital era. FE ONLINE 2.0 – Enhancing the consumer lending experiences Throughout the event, FE CREDIT’s booth was a popular stop for both delegates and attendees. Its experience space was designed with a modern, eye-catching and tech-forward look. The area was highlighted by the brand's signature green colour from the check-in points, digital interaction zone to financial consultation counters. On this occasion, FE CREDIT officially brought the FE ONLINE 2.0 app, which is an upgraded financial app with a range of new, user-friendly and optimized features, closer to the audiences. The app offered multiple services, including flexible cash loans, credit card applications, digital banking, as well as tools to help users track and manage their loans by several steps through mobile phones. Deputy Prime Minister Hồ Đức Phớc (second man from right) visited FE CREDIT’s booth at VPBank Cashless City. Photo: FE CREDIT. Thanks to its user-friendly interface, fast processing and personalized features, the app received positive feedback from various age groups of users. Most notably, a large number of visitors were young people, who are a potential group for the modern consumer finance trend. For them, financial apps need to be not only quick and easy to use, but also capable of understanding their individual needs. This is also the essential direction in FE CREDIT's digital transformation strategy. Thousands of app downloads and positive visitor feedback at the event demonstrated the appeal of FE ONLINE 2.0. Mr. Minh Tuấn (28 years old, from Tan Phu District), a visitor at the event, shared: " I used to think consumer loans involved complicated procedures and a lot of travel. However, after being introduced to and guided through using FE ONLINE 2.0, I found it very easy. In the future, if I need to borrow, I’ll definitely choose FE CREDIT’s consumer finance products through this app.” Various interactive activities and FE ONLINE 2.0 app introductions were deployed at the booth for visitors. Photo: FE CREDIT. The atmosphere at FE CREDIT’s booth remained lively throughout the event due to engaging interactive activities, such as lucky draws and check-in gift redemption. The joy of receiving gifts and closed conversations with the consultation team created a natural and friendly connection between the brand and customers. The appearance of FE ONLINE 2.0 app at Cashless Day 2025 clearly demonstrated FE CREDIT’s commitment to supporting the Government and the State Bank of Vietnam in promoting digital transformation for the finance and banking sector. Especially in rural and remote areas, where traditional financial services remain limited, technology has become a key solution. Through the FE ONLINE 2.0 app, customers across different regions can easily reach consumer finance products and receive online consultation, helping bridge the gap in access to services between regions. Benefits for Gen Z in the era of digital consumer finance  Alongside interesting activities at the booths, another highlight of Cashless Day 2025 was the workshop named “Live Digitally – Live Fully”, which was themed “Benefits for Gen Z in era of digital transformation consumer lending”. At this session, the representative from FE CREDIT and experts in finance, banking, and technology, shared their perspectives on digital consumption trends and new financial habits of the community, especially Gen Z – a generation benefiting from digital consumer finance services and products. According to FE CREDIT’s representative, Gen Z is the first generation to grow up entirely in a digital environment, where information about business, investment, economics, and society can be easily found and shared. This shapes their open-minded and distinct approach in managing personal finance. This generation has gradually changed their perception of the term “borrowing”, which is no longer a burden but an investment to fulfill their legitimate needs, such as education, entrepreneurship, technology, travel experience, and consumer lending solutions that serve as their foundation to achieve greater aspirations. FE CREDIT’s representative participated in the workshop “Live Digitally – Live Fully”. Photo: FE CREDIT. Moreover, Gen Z has a higher risk tolerance than previous generations which is not due to their recklessness, but because they are educated about finance, earning and managing money from an early age. This fosters their independent and proactive financial mindset. As a result, credit institutions and finance companies are entering an era, where Gen Z is no longer passive end-users but trendsetters defining new standards for the market. Digital transformation at enterprises is not merely a technology race but a long-term strategy aimed at enhancing user experience, prioritizing customer satisfaction, and putting the customer at the center of all change. With a modern financial mindset, Gen Z is contributing to a shift in the consumer finance market. Photo: FE CREDIT. The workshop wrapped up with a strong message, which was that living digitally wasn't just about convenience, but it is about making thoughtful plans and being responsible for financial choices. Gen Z contributes to shaping a more modern and transparent consumer finance market by their exceptional digital adaptability, fresh financial mindset, and proactive decision-making. With a strong commitment as well as methodical and comprehensive digital strategies, FE CREDIT is continually improving the quality of consumer finance products and services in Vietnam, helping every resident access financial solutions quickly, safely, and sustainably. On June 14th – 15th, 2025, FE CREDIT participated in Cashless Day 2025 alongside VPBank, as a member of the VPBank financial ecosystem. This annual event aims to shape and reinforce habits, drive behavioral changes in the adoption of digital payment methods and platforms, and affirm the strategic role of cashless transactions to contribute to the Government's “Scheme on Cashless Payment Promotion in Vietnam for the 2021-2025 Period.”